Terms and Conditions – Rechargeable Cards

1. 1. Introduction and Acceptance of Terms

   1. PLEASE READ THESE TERMS OF SERVICE (“TERMS”) CAREFULLY BEFORE USING OUR RECHARGEABLE CARD SERVICES. 2. In these Terms, “you”, “your”, and “Cardholder” refer to you, the person utilizing the Rechargeable Card services. 3. In addition to these Terms, please review our Privacy Policy, which explains how we collect and use your personal data. 4. By registering and/or using our Rechargeable Card services through the website https://himereltd.com/ (the “Website”), you agree to be bound by these Terms. If you do not accept these Terms, you must stop using our services immediately.

3. 2. Amendments to the Terms

   1. We may update these Terms periodically due to legal and regulatory changes, security enhancements, or modifications in our services. 2. Any updates will be published on our Website and will take effect 14 days after publication unless otherwise required by law. Continued use of our services beyond this period constitutes your acceptance of the updated Terms. 3. We encourage you to check for updates regularly.

5. 3. The Rechargeable Card Services

   1. Through our Website, you can apply for and manage a rechargeable card, enabling you to load funds and make transactions as specified in these Terms. 2. The card can be funded using designated payment methods accepted by us. 3. The use of the rechargeable card is subject to compliance with our Know Your Client (KYC) verification process. 4. We reserve the right to set transaction and funding limits based on our policies and regulatory requirements. 5. We may suspend, modify, or terminate card services at any time, including blocking or freezing transactions deemed suspicious or unauthorized.

7. 4. Funding and Transactions

   1. The amount loaded onto the card must be in one of the supported fiat currencies as determined by us. 2. The exchange rate applied (if applicable) will be determined at the time of the transaction and may fluctuate due to market conditions. 3. Cardholders acknowledge that additional bank or processing fees may apply, as detailed in our pricing policy. 4. Transactions using the card are final and non-reversible unless specified otherwise by law or regulation.

9. 5. Card Usage and Limitations

   1. The rechargeable card may be used for payments at merchants that accept the card network associated with your card. 2. Cash withdrawals, cryptocurrency transactions, or any other restricted activities as per our policy may not be allowed. 3. The card must not be used for illegal, fraudulent, or high-risk transactions, including money laundering or funding prohibited activities. 4. We reserve the right to decline transactions or freeze funds if we suspect misuse or regulatory non-compliance.

11. 6. Identity Verification and Compliance

    1. You may be required to provide personal information such as name, address, identification documents, and proof of payment method. 2. We utilize a third-party digital verification platform for KYC checks, and you agree to comply with all verification requests. 3. Failure to pass identity verification may result in the suspension or denial of services. 4. We may conduct additional background checks or request further documentation at any time.

13. 7. Account Suspension and Termination

    1. We may suspend or terminate your access to the Rechargeable Card services if: – You violate these Terms or any applicable laws. – We detect fraudulent or unauthorized activity. – You fail to complete KYC verification satisfactorily. – We are required to do so by regulatory authorities. 2. If your account is suspended or terminated, any remaining balance will be handled in accordance with applicable regulations and our internal policies.

15. 8. Governing Law and Dispute Resolution

    1. These Terms shall be governed by and construed in accordance with the laws of the Republic of Cyprus. 2. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Cyprus.

17. 9. Contact Information

    For questions regarding these Terms or the Rechargeable Card services, please contact our support team at [email protected].